Universal <br/><br/>
Chit funds act, 1982:  (40 of 1982) as amended by the chit funds (amendment) act, 2019 (41 of 2019) and the jammu and kashmir reorganisation act, 2019 (34 of 2019) 
by universal. 
 - Haryana:  LexisNexis,  2020. 
 - 37p.